Betty Goyens, Your Malibu Agent


HUD-1 statement

2022-01-14T00:12:01-05:00January 14, 2022||

A document that provides an itemized listing of the funds that are payable at closing. Items that appear on the statement include real estate commissions, loan fees, points and initial escrow amounts. A separate number [...]

Housing Expenses-to-Income Ratio

2022-01-14T00:11:49-05:00January 14, 2022||

The ratio, expressed as a percentage, which results when a borrower’s housing expenses are divided by his or her gross monthly income.

Homeowner’s Warranty

2022-01-14T00:11:37-05:00January 14, 2022||

A policy that covers certain repairs (e.g. plumbing or heating) of a newly purchased home for a certain period of time.

Hazard Insurance

2022-01-14T00:11:24-05:00January 14, 2022||

A form of insurance in which the insurance company protects the insured from specified losses, such as fire, windstorm and the like.

Home Sales

2022-01-13T23:23:54-05:00January 13, 2022||

Number of units of existing single-family home sold.

Go to Top